Social security could have been designed in a way to replace your income in retirement. My employers and I have contributed 12% to 13% of my income annually for over 50 years. We have deposited over $300,000 thus far. Instead of investing those funds in the S & P 500 or similar mutual fund that would have earned 10% annually, they were invested in treasury bonds earning around 2-3% annually. Then social security devised hundreds of schemes to give benefits to people who contributed little or nothing. Social security disability has become the biggest scam. I estimate hat if I had control over my funds and have and been able to invest them on my own like my 401K, they would be worth at least $3-4 million dollars that I would own, be able to live comfortably off the interest and leave millions for my heirs. Instead they funds have earn less than inflation and have been distributed to others. I'll be lucky to live long enough to get what I put in.

Passing the Secure Act would really help those who don't want to take their required minimum withdrawal at age 70 1/2.
This would allow them to work a bit longer and save a bit more money for actual retirement.
This passed the house and was sent to the senate on 6/3 but has not been addressed by the senate at all.
Seniors have until 12/31 to take their withdrawals without penalty so it would behoove the senate to act quickly and for President Trump to sign this bill quickly before 12/31.
Also not taxing social security at all would be helpful to some seniors.

A LOT of people who WOULD have been able to retire in previous generations, SIMPLY NEVER WILL.

Why not?

Where'd that MONEY go?

Hmmmm....better give RICH folks another COUPLE TRILLION IN TAX CUTS so they can so GENEROUSLY make sure people have JOBS to do UNTIL THEY DIE, in stores, restaurants, hotels, amusement parks, car dealerships, cinemas and all the rest, which will be EMPTY when the MIDDLE CLASS IS GONE in this country, BY REPUBLICAN DESIGN.

Think I'm joking? Been to your local SHOPPING MALL, or Toys R Us, or Radio Shack, or Sears lately?

The middle class is HALF GONE as a percentage of total wealth--from 40 percent to 20 percent, since the early 80s when Reagan Republicans declared WAR on WORKERS and unions and pensions and wages and affordable healthcare and family finances.

The middle class, less than 100 years old, and created by that SOCIALIST president, Roosevelt, will be GONE by 2050 or 2060, so RICH WHITE REPUBLICANS can HAVE THEIR CHEAP SLAVE LABOR SOCIETY back, that they NEVER got over LOSING 150 years ago.

And NO amount of money will EVER be enough for the RICH, not even ALL of it.

And if you think the RICH will buy enough cars, movie tickets, hotel stays, restaurant meals, eyeglasses, dental appointments, insurance policies, beachhouses, or ANYTHING ELSE, enough to KEEP EVERYONE ELSE IN THEIR JOBS, then you're a STUPID FOOL, and probably a brain-melted FOX NEWS WATCHER!